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Personal Best Fitness Blog

Financial Aid for Personal Training Students

Phil Ray - Sunday, January 19, 2014

“Have you ever wondered if you could get financial aid to help with your personal training career education?”


Pell Grants and Student Loans

The first step is reviewing the options available from the federal government. With Federal Financial Student Aid (see, future personal trainers / students can take advantage of Pell Grants, which are not paid back, and student loans, which include deferred loan payments. Student loans are deferred up to six months after graduating.


Federal Student Aid for Military and their Spouses

Military veterans can use their VA Education Benefits (a/k/a GI Bill benefits), while active duty military members can use Tuition Assistance (TA) programs.  Eligible spouses of active duty military members can use an unique program known as MyCAA (see:


Choose Wisely. Not Every School Qualifies

Not all post-secondary career technical schools qualify for these highly sought after educational funding programs, so do your research, and consider selecting a school dedicated to the education of future personal fitness trainers. Most schools will offer a financing aid page to allow students to research the available options.

These funding programs, as well as private loans funded by the school, break down the seemingly insurmountable financial barriers for those who feel “forced” to take a program of lesser quality, with little or no return on investment after their training and education.

Multiple private and publicly funded financing options are also the good sign of a high-quality educational facility. Only those schools that have made the investment in education validation and licensing through accreditation and regular, rigid approvals from the state.


Student Qualification

Whether you have perfect credit or just “so-so” credit, you’ll find that these education funding programs may be within reach. Typically, credit score requirements are not as strict as buying a home, car or obtaining a credit card.

Don’t assume a quality personal trainer education is not financially available to you. Ask your accredited, FAFSA approved school’s financial aid department. Don’t settle for a lesser quality, quick-fix program simply because you thought adequate financing was not available for a high quality personal trainer education.

Your future career is worth a phone call.

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All group classes are as scheduled. Wednesday Tai Chi has been discontinued. We now close at 8:00 p.m. on Fridays.  See you soon!

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